Published On: Tue, Apr 14th, 2015

New England’s Record Winter Results in Damaged Homes

After a record winter, insurance claims in New England are expected to start flooding in. Storm after storm resulted in 110 inches of snowfall in Boston alone. And homeowners could soon be claiming for damages caused by the weather. Insurance agents and public adjusters in the region have had floods of applications already. And it’s not just insurance agents who will be helping residents to get back on their feet. Governors from the states of New England have asked for federal disaster relief. This is to help both state and local governments pay for removing the snow and other costs incurred by the weather.

snow fall

The large volume of claims means that some homeowners could be waiting a long time to see theirs processed. And to make matters worse, it might even be more difficult to hire contractors to carry out prepares, due to a higher demand. Just filling out the paperwork in order to file a claim and get started on repairs has become a struggle for many residents. And thanks to the backlog of claims, a large number of people are preparing themselves for having to pay for repairs out of their own pocket. Putting them off until later in the year could spell disaster as the weather warms and snow turns to rain.

Much of the damage is caused by ice, snow, and water. The pressure and moisture resulted in leaks through houses, which could lead to further problems. If the damage isn’t addressed by a service like, further issues could arise. The buildup of mold and other organisms can have an impact on people’s health, including exacerbating asthma and allergy symptoms. And, in terms of the structure of the house, water can cause thousands of dollars worth of damage to the walls, roof and foundations. Electrical systems can also see the effects. And furniture, appliances, and other possessions might also sustain damage.

If the problems caused by New England’s long and heavy winter aren’t rectified as soon as possible, they may soon lead to more issues. Property owners who aren’t able to pay for repairs themselves could find that they need to start making more insurance claims. As the water damage begins to spread, it could adversely affect other areas of their homes. Most insurance policies cover the sort of damage caused by winter weather. But this could be of little comfort to people who are having to wait for their claim to be finalized. While many people can pay for smaller repairs, others can’t begin any work until they have received a payout. And problems caused by melting snow don’t usually come under general homeowner’s insurance policies. Plus, any damage that residents could have prevented by taking reasonable steps may not be covered either. These measures could include things like repairing a leak as soon as possible.

Home repairs in the region could continue well into the summer. While many people fill out paperwork and anxiously wait for their claim to go through, some of them are optimistically beginning repairs.