Published On: Thu, Apr 27th, 2017

Don’t Let Insurance Companies Deny You Disability Benefits

Have you been injured in an accident that has made you unable to work, that requires physiotherapy not covered by OHIP, or that could lead to ongoing issues like chronic pain? Do you have a physical disability that has developed over time, such as back pain, a persistent “pins and needles” feeling, or a condition known as fibromyalgia (typified by fatigue, problems with your memory, mood swings, and musculoskeletal pain)? If you have applied for and have been denied disability benefits by an insurance company, you should seek the assistance of a Toronto disability lawyer right away.

Disability Benefits

It is important to know your rights and have competent legal representation when you’re pursuing disability benefits. The sad truth of the matter is that insurance companies are not in business to pay out benefits; they make money when they minimize the amount they pay out to claims. You have to advocate for yourself (or find someone who can) and make it your responsibility to educate yourself about any recourse you might have should you be denied a claim.

What is a Disability?

The term “disability” is generally defined as any condition that inhibits your ability to perform the functions of your job or maintain employment. Disabilities generally fall into one of two broad categories: physical and psychological and each comes with their own challenges to making a successful claim.

The term “physical disability” includes a broad spectrum of ailments and conditions including (but not limited to):

Psychological disabilities also cover a wide range of conditions that include (but are also not limited to):

  • Anxiety
  • Depression
  • Personality Disorders
  • Nervous Disorders

If you suffer from any of the above and have been denied disability benefits, having the right lawyer on your side is the best way to secure the benefits that you deserve. The first step is to learn why your claim may have been denied and what you can do about it; you can find some of these answers at http://injurydisabilitylawyer.ca before you consult with a disability lawyer.

What To Look For In a Disability Lawyer

With so many legal representation options available to accident victims, it can be a daunting task trying to decide on which attorney to hire to help with your case. It is important to remember that you are not required to hire an attorney simply because they give you a consultation. Don’t be pressured into hiring a lawyer if you don’t feel the firm is a good fit for you or your situation. Disability lawyers Toronto residents can trust to fight for their benefits typically offer free consultations and can meet within their clients’ schedules. For example, Toronto disability lawyers at Blackacre Law are available evenings and weekends and also make homeor hospital visits when needed. When you’re in pain or physically injured, you aren’t as mobile as you’re used to, and even visiting a law office can become a struggle.

Having an insurance claim denied can also be confusing and disorienting for someone whose first language isn’t English. You can access legal help in Cantonese, Mandarin, Arabic, Farsi, and Dari at the legal firm Blackacre Law, thanks to a multilingual team that wants to assist Torontonians.If you are currently fighting an insurance company to obtain the disability benefits you deserve, now is the time to seek out competent legal counsel to help you. Take action and contact a qualified disability attorney today.